Lucky 15 Explained

A Lucky 15 consists of 15 bets involving 4 selections in different events. The bet includes 4 singles, 6 doubles, 4 trebles, and 1 four-fold. If only one selection wins, as a consolation returns are paid at treble the odds. If all four selections win, a bonus of 20% is added to total returns.

  • Lucky 15 bets are a popular way to bet on many sports, including horse racing
  • They consist of 15 bets (hence the name) spread across four selections
  • This improves the probability of a return on a bet
  • Learn how they work fully with our concise guide
  • Try out a Lucky 15 bet at one of the UK’s leading Premier League Betting Sites

Features of a Lucky 15 Bet

When you place a Lucky 15 bet, you are placing 15 bets on four different selections. A £1 win-only Lucky 15 bet would, therefore, cost a total of £15.

The amount won from a Lucky 15 bet depends on the number of selections that win – and the odds of each one. Because a Lucky 15 bet contains single bets, only one win from the four selections is required for a return on the bet. It is highly unlikely that if only one selection win, that the original stake is covered though.

The 15 bets consist of four singles, six doubles four trebles and a fourfold accumulator. The diagram below shows a win-only Lucky 15 bet and each of the bets within it. Bets 1 to 4 consist of singles. Bets 5 to 10 consist the doubles. Bets 10 to 14 consist of the trebles. The final 15th bet is the accumulator.

Each Bet Within A Lucky 15

Lucky 15 Bet Calculator

These kind of multiple bets can sometimes seem very complicated. That’s why we designed our own Lucky 15 bet calculator. So you can work out your potential winnings.

Lucky 15 Bet Calculator

Enter Bet Details


Multiple Options

Odds Format

Add Selection Notes

# Outcome Odds Place Odds Rule 4
Places Offered: Tied Position: Number of Runners in Dead Heat:
Places Offered: Tied Position: Number of Runners in Dead Heat:
Places Offered: Tied Position: Number of Runners in Dead Heat:
Places Offered: Tied Position: Number of Runners in Dead Heat:

Enter Bookmaker Bonuses

All Winners Bonus %

One Winner Consolation

Summary (Updated Automatically)

Stake Type


Total Outlay

Total Return

Total Profit

Lucky 15 Bet Calculator Step-by-Step Guide

Let’s use the Lucky 15 calculator to work put the winnings of a bet. We won’t be betting each way, although you can add that to your calculations here if required.

  • Choose which odds format you are using
  • Select the outcomes of the four races – and the odds of your horse
  • Confirm whether there are any bookmaker bonuses attributed to this bet
  • Choose whether your stake is per bet or combined – and what that stake is
  • Your total outlay, return and profit will automatically be calculated

As an example, if you had chosen your horses at 1/1, 1/1, 5/2 and 10/1 and they had all won on a £1 per bet stake your total outlay would be £14, your total return would be £485 and your total profit would be £470.

If all the details were the same but your 10/1 horse lost your total outlay would still be £15, but your total returns would be £39.50 and your total profit would be £24.50.

What are the Advantages of Making a Lucky 15 Bet?

A benefit of the Lucky 15 is that it vastly diversifies the risk of one selection losing within a multiple bet.  A traditional accumulator is lost when just one selection doesn’t win. If you’re more confident the majority of your selections will win, then a Lucky 15 will increase your chances of a positive return on your stake. Plus with the four single bets, an advantage is that it is a higher stake, higher reward bet. 

From a different perspective, the disadvantage of a Lucky 15 bet is the stake required.  With 15 bets, the cost of placing a Lucky 15 can be very high. You need to consider if the increased chance of winning is worth this higher stake.

Is It Possible to Place an Each Way Lucky 15?

Yes. An each way Lucky 15 bet consists of 30 bets. Half of the bets are to win, as above in the image. The 15 extra bets in an each way are for the selections to place.

We have another article that explains how each way bets work in more detail.

What is the Difference Between a Lucky 15 and a Yankee?

Yankee bets also feature four selections, but there is a key difference that might be quite easy to work out! A Lucky 15 has 15 bets. In contrast, a Yankee has 11.

A Lucky 15 bet includes all the 11 bets in the image above but features an additional four bets. These four additional bets are four singles, one for each of the selections. This will increase the size of the stake, but also increases the size of the return if all four were to win.

Lucky Bet 15 Summary

A Lucky 15 bet consists of 15 bets over four different selections. It has four singles, six doubles, four trebles and a fourfold accumulator. Its popularity is derived from the increased chance of achieving a return versus a traditional accumulator. However, always consider the increased risk of the larger stake cost.

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