Lucky 31 Explained

What is a Lucky 31?

  • Lucky 31 bets are a popular way to bet on horse racing and other sports
  • They consist of 31 bets across five selections
  • Learn how they work fully with our concise guide

When you place a Lucky 31 bet, you are placing 31 bets on five separate selections. A £1 win-only Lucky 31 bet would, therefore, cost £31.

The amount won from a Lucky 31 bet depends on the number of selections that win and the odds of each. Because a Lucky 31 bet contains single bets, only one win from the five selections is required for a return on the bet. It is extremely unlikely though that should only one selection win, that the original stake is covered.

The 31 bets consist of:

  • 5 singles
  • 10 doubles
  • 10 Trebles
  • 5 four-fold accumulators
  • 1 five-fold accumulator

How to Calculate Winnings

Work out your winnings with our Lucky 31 Bet Calculator.

How Many Selections Need to Win for Lucky 31 to Be Profitable?

The amount won from a Lucky 31 will vary greatly depending on the number of winning selections, and the odds of each one. It is unlikely that a positive return on the stake would be achieved if just two selections won.

Example – you bet £1 on a Lucky 31 at a total stake of £31. Each horse is priced at 1/1 (evens).

  • 0 selection wins – £0 return with a loss of -£26
  • 1 selection wins – £3 return with a loss of -£28
  • 2 selection wins –  £8 return with a loss of -£23
  • 3 selection wins –  £26 return with a loss of -£5
  • 4 selection wins –  £80 return with a profit of £49
  • 5 selection wins – £242 return with a profit of £211

In the real world, each horse will not be priced 1/1. The example does show that generally, three winning selections are required to roughly break even. Four and five winning selections are likely to generate a profit.

What Are the Advantages of Placing a Lucky 31 Bet?

One benefit of a Lucky 31 is that it greatly increases the chance of a return on a multiple bet.  A traditional accumulator is lost when just one selection doesn’t win. If you’re more confident the majority of your selections will win, then a Lucky 31 can increase your chances of a positive return on your stake. It can be regarded as a higher stake, higher reward bet.

From a different perspective, the disadvantage of a Lucky 31 bet is the stake required.  With 31 bets, the cost of placing a Lucky 31 can be very high. You need to consider the increased chance of winning is worth this higher stake.

Is It Possible to Do an Each Way Lucky 31?

Yes. To know on which odds you could place a Bet, come check out our selection of best betting sites.

Each way Lucky 31 bets consist of 62 bets. 31 of the bets are to win, as in the bullet points above. 31 extra bets in an each way are for the selections to place.

We have another article which explains how each way bets work in more detail.

What Is the Difference Between a Lucky 31 and a Super Yankee?

Super Yankee bets also feature five selections, but there is a key difference.

A Lucky 31 has 31 bets. In contrast, a Super Yankee has 26.

A Super Yankee has five fewer bets as it does not feature the five singles bets.


A Lucky 31 bet consists of 31 bets over five different selections. It has five singles, ten doubles, ten trebles, five four-fold accumulators and a five-folder accumulator. Its popularity is derived from the increased chance of achieving a return versus a traditional accumulator. It’s not a bet that can be used in every situation. The large payout means a higher risk but the Lucky 31 is useful for certain players in the right situations.

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