Want to get better payouts on your football accumulators? Of course, you do. This article reveals which football betting sites award a bonus in addition to your winnings. Plus, find out what sites refund your losing stakes when one selection lets you down.

When deciding where to place your football accumulator bet there are four offers to look out for on betting sites :

  • A Bonus When You Win – Depending on the number of selections, you can get extra winnings.
  • Insurance When You Lose – You receive money back when you lose by one selection.
  • Loyalty Scheme Free Bets – Some bookmakers will give you a free bet every week when you wager a qualifying amount on football accumulators.
  • The Ability to Edit Your Acca – Some bookmakers enable you to change your acca in-play

A big decision for many punters is whether to pick an accumulator insurance offer or an extra win bonus, so let’s look at that first.

Acca Insurance vs Bonus – Which is Better for Me?

This depends on the number of selections and the odds of your accumulator.

If your accumulator has 10+ selections and you’re close to winning, you will probably be much more interested in doubling your winnings rather than getting your £5 back if one selection doesn’t come in.

On the other hand, if you’re only betting with four or five selections in your accumulator – and the collective odds are quite short – getting a 10% bonus on your acca might not interest you.

Therefore, when choosing between the bonus and the insurance, we would recommend picking based on the size of the prize. If you don’t have many selections and the odds are short, then the bonus will not be significant. In this instance, it’s probably better to go with ‘acca’ insurance.

The Best for Accumulator Bonuses

bet365 is our recommended bookmaker for accumulator bonuses. It offers one of the largest bonuses available, and it only requires a minimum of three selections. Furthermore, it’s paid as cash and doesn’t have any requirements for minimum odds.


Soccer Accumulator Bonus

Up to 70% bonus for accumulators on a wide range of selected leagues and competitions.

Significant T&Cs:  Only available to new and eligible customers. Offer applies to returns on pre-match accumulators of 3 or more selections on the standard Full Time Result, Both Teams To Score or Result/Both Teams To Score markets for selected leagues and competitions. Maximum bonus you can receive is £100,000 or currency equivalent. Bets placed on the Full Time Result – Enhanced Prices market do not apply.

Bonus will not apply where a stake has been fully Cashed Out. Where a stake has been partially Cashed Out, the bonus will be calculated based on the remaining active stake. Where all selections within the bet have been marked as won and this has been Cashed Out for the full return value, the bonus will apply.

If a qualifying bet is edited using the Edit Bet feature, the bonus will be calculated based on the new stake. Where a bet has been edited to include or amend a selection for an event that is In-Play, the bonus will no longer apply. Bets placed with Bet Credits, Double Chance bets or combination bets with bonuses such as Lucky 15s, Lucky 31s etc. will not qualify for this offer.

The bet365 Soccer Accumulator Bonus is available for these competitions:
  • English Premier League
  • English Championship
  • English League 1 and 2
  • English FA Cup (First Round onwards)
  • English EFL Cup
  • Scottish Premiership
  • Spanish Primera Liga
  • German Bundesliga I
  • Italian Serie A
  • French Ligue 1
  • UEFA Champions League (from Group Stage onwards)
  • UEFA Europa League (from Group Stage onwards)



MansionBet Acca Bonus

Minimum four selections for a 7.5% bonus on winning ACCAs up to 60% for 14+ selections.

Significant T&Cs: ACCA Boost terms and conditions are subject to MansionBet’s General Bonus Terms and Conditions as well as the General Terms and Conditions. Additional boosted winnings paid out as ‘real money’ upon bet settlement. ACCA Boost applies only to pre-match selections on Football, Horse Racing, Tennis, Darts, Cricket, Rugby Union, Rugby League, Snooker, Basketball, Ice Hockey, Baseball & American Football. Selections containing bets with potential partial or full stake return do not qualify. Asian Handicap and Over/Under bets are not eligible for boosted winnings.

System bets i.e Trixie’s, Lucky 15s, Lucky 31s, etc are not eligible for boosted winnings. ACCA Boost is expressed as a percentage on top of the offered odds and shall be added as Extra Winnings to the total return of straight line accumulators with 4 selections or more. Minimum odds per leg on a betting slip must be 1.20 or higher. Total cumulative odds for a betting slip must be 4.00 or higher.

Maximum amount of Extra Winnings is limited to £10,000 per selection, per person. Should one or more legs in the ACCA be cancelled or voided, resulting in the bet having less than four (4) active selections, MansionBet reserves the right to cancel a customer’s Extra Winnings entitlement. Bets placed with stakes containing free bets do not qualify. Cashed Out accumulators do not qualify.

MansionBet Bonus
4 selections 7.5% bonus
5 selections 10% bonus
6 selections 12.5% bonus
7 selections 15% bonus
8 selections 20% bonus
9 selections 25% bonus
10 selections 30% bonus
11 selections 35% bonus
12 selections 40% bonus
13 selections 50% bonus
14+ selections 60% bonus


Coral 145 45 px

Coral Acca Plus

Coral have a relatively straightforward bonus on their accumulators. You can get a 10% bonus on top of your winnings, as a free bet, up to £100. This offer applies to all football leagues and any market.

Significant T&Cs: 18+. UK & IRE. Online & mobile. Min Odds 6/4 per acca. Min £1 bet to qualify. Excludes cash-out & specials. Boost paid within 24hrs as a free bet up to £100; valid for 7 days. 1 Boost paid on first acca placed daily. T&Cs apply.

William Hill 145 45 px

  • William Hill Acca Bonus – Bet boost on 3+ selections
  • New Customers – This offer is currently the best you can get when signing up

Place a football accumulator with 3+ selections with William Hill, and once a day they will apply a boost to your bet.

The boost will vary according to the number of selections in your bet, but will likely mirror the scales offered by other bookmakers. Because there is not a clear structure for the boosts, it can be difficult to compare it to other bookmakers. A maximum stake of £20 applies.

The Best for Accumulator Insurance

The number of bookmakers offering insurance over the past couple of seasons has definitely decreased. Bookmakers such as William Hill and Ladbrokes have withdrawn their acca insurance offers.

This leaves Paddy Power with one of the best acca insurance offers.


  • Paddy Power Acca Insurance – 4+ selections and up to £10 refunded as a free bet
  • New customers – This offer is currently the best you can get when signing up

Paddy Power has relaunched its acca insurance. Only four selections are required (against five last year), but the amount that can be refunded is £10 (against £50 last year). Each selection needs to be priced at 1.20 (1/5) or greater. This is available once per day, per customer. It can also be used for a ‘same game multi’ bet.


  • Betfred Acca Insurance – 5+ selections & up to £10 refund
  • New customers – This offer is currently the best you can get when signing up

Available for almost all football leagues, Betfred offers insurance on accas with at least five selections. T&Cs apply.

football accumulators - 2021

  • Boylesports Acca Insurance – 5+ selections and up to £20 refunded as a free bet
  • New customers – This offer is currently the best you can get when signing up

Available for pre-match and in-play football accumulators, Boylesports will give stake back as a free bet when your 5+ selection accumulator loses with one selection.

You can get up to a £20 refund, and this is great in conjunction with the Boylesports acca loyalty offer outlined later on.


  • Bet Victor Acca Insurance  – 5+ selections and up to £10 refunded as a free bet
  • New customers – This offer is currently the best you can get when signing up

Next up we have the Bet Victor acca insurance. While it also needs a minimum of five selection, the requirement for odds is a little different. Rather than each individual selection needing to have certain odds, with Bet Victor, it’s just the total accumulator that needs to have cumulative odds of 5.00. The maximum refund you can earn is £10.

The Best Football Accumulator Loyalty Schemes

We have an entire article dedicated to the best loyalty bonuses for existing customers, but we will give you a summary here.

  • Betway – Bet £25 or more on football accumulators each week and get two £5 free bets
  • Paddy Power – A £10 free bet plus a free power-up each week when you bet £10 five times
  • Boylesports – Bet 5 x £5 accumulators and get a free £5 accumulator bet

Bear in mind is that there are some great bonus and insurance offers listed in this article, but they do require cash to be used to eligible. So should you be awarded a free bet on one of these loyalty schemes, be mindful of this. As always, T&Cs apply with all of these promotions.

The Best for Editing Your Accumulator In-Play

What’s better than insurance? How about swapping out all of your losing selections in your football accumulator?

Two bookmakers offer this capability;  Ladbrokes and bet365.

Ladbrokes Logo

  • Ladbrokes ‘Edit My Acca’ – Available on all devices
  • New customers – This offer is currently the best you can get when signing up

Similar to insurance, if there is a losing selection in your accumulator, Ladbrokes allows you to remove it from the bet. Now, of course, this is not as good as it sounds; otherwise, you would win every weekend – and Ladbrokes would have to cease trading.  Essentially when you remove one of the selections, your old bet is replaced with a new bet and the new selections. The odds of your accumulator will therefore change.


  • bet365 ‘Edit Bet’ – Available on all devices

Once you’ve placed your accumulator bet, ‘Edit bet’ is available when cash out is still available on your bet and allows you to add or remove selections that have not yet been settled. It works the same as the Ladbrokes offer, in that the bet is replaced with new odds based on your new selection.

In Summary

In our opinion, bet365 is the best betting site for football accumulators at the present moment in time.

When we place our football accumulator, we prefer to bet with longer odds and with quite a few selections. Therefore, we’re less concerned about getting £2 or £5 back on a losing stake and more interested in getting even bigger winnings. Because bet365 have the best bonus currently, we recommend them for football accumulators.