Updated for the new 2017/18 season!

If you are either new to football accumulators or a regular Saturday punter, you need to know about all the offers, and extra value you can get from the bookmakers. When deciding where to bet your football accumulator, there are four things you should look out for:

  1. A bonus when you win – Depending on the number of selections you can get extra winnings
  2. Insurance when you lose – You receive money back when you lose by one selection
  3. The ability to edit your acca – This is pretty new but a couple of bookmakers enable you to change your acca in-play
  4. Loyalty scheme freebies – Some bookmakers will give you a free bet every week when you bet a certain amount on football accumulators

The big decision for many punters is whether to pick insurance or a bonus, so let’s tackle that first.

Acca Insurance vs Bonus – Which is better for me?

This simply depends on the number of selections and the odds of your accumulator.

If your accumulator has over ten selections and you’re close to winning, chances are you will be much more interested in doubling your winnings rather than getting your £5 back if one selection doesn’t come in.

In contrast, if you’re only betting with four or five selections in your accumulator, and the collective odds are quite short, getting a 10% of bonus on your acca might not interest you

Therefore, when picking between the bonus and the insurance, we would recommend picking based on the size of the prize. If you don’t have many selections and the odds are short, then the bonus will not be significant. In this instance, it’s probably better to go with ‘acca’ insurance.

1) The Best for Accumulators Bonuses

Out of the three bookmakers featured offering a bonus on accumulators, Bet 365 is our winner.  They pay a larger bonus, pay it as cash and don’t have any requirements for minimum odds. Below you can read in-depth about the bonus structure for each bookmaker.



  • Bet365 Acca Bonus Details – Minimum 3 selections & up to a 100% bonus

Bet 365 have the best in market football accumulator bonus. There are three reasons for this. Firstly, you only need three selections in your accumulator to start receiving a bonus. Secondly, the bonus you can be awarded is equally the largest, up to 100%. Lastly, there are no minimum odds requirements for each selection or the overall accumulator. The maximum payout on this offer is £100k, which we consider to be plenty! The table below shows the full bonus structure:

Bet 365Bonus
3 selections5% bonus
4 selections10% bonus
5 selections10% bonus
6 selections20% bonus
7 selections30% bonus
8 selections40% bonus
9 selections50% bonus
10 selections60% bonus
11 selections70% bonus
12 selections80% bonus
13 selections90% bonus
14 selections100% bonus


10Bet 145 45 px

  • 10Bet Acca Bonus Details – Minimum 5 selections up to 60% bonus
  • New Customers – This offer is currently the best you can get when signing up

10Bet offer customers a bonus on their accumulators, with the bonus detailed in the table below. It’s worth pointing out that each selection must have odds of at least 1.2 to be eligible.

10 BetBonus
5 selections10% bonus
6 selections10% bonus
7 selections15% bonus
8 selections20% bonus
9 selections25% bonus
10 selections30% bonus
11 selections35% bonus
12 selections40% bonus
13 selections45% bonus
14 selections50% bonus
15 selections55% bonus
16 selections60% bonus

In addition to the conventional accumulator bonus offer, it is possible to get a bonus on your deposit as well. Deposit with the code ‘SUMMER30’, and bet the deposit amount on an accumulator with 3 or more selections, each having odds of at least 1.60, and you’ll receive a 50% bonus up to £30.


NetBet 145 45 px

  • NetBet Acca Bonus Details – Minimum 3 selections up to 50% bonus
  • New Customers – This offer is currently the best you can get when signing up

NetBet will pay a bonus for winning accumulators, depending on the number of selections up to 14. All selections must be at odds of 1.20 (1/5) or greater. There needs to be a minimum of three selections in your accumulator to earn a bonus, full details below:

3 selections3% bonus
4 selections5% bonus
5 selections8% bonus
6 selections14% bonus
7 selections18% bonus
8 selections23% bonus
9 selections28% bonus
10 selections35% bonus
11 selections40% bonus
12 selections45% bonus
13 selections50% bonus
14 selections50% bonus


  • Subets Acca Bonus Details – Minimum 5 selections with a flat 15% bonus
  • New Customers – This offer is currently the best you can get when signing up

Sun Bets offer a flat 15% cash boost on winnings on accas. There are no minimum odds stated, but there does need to be a minimum of 5 selections and bets need to be placed on the pre-match 90-minute result market. If your accumulator does have just five selections, then this offer might pay a bigger bonus as if you compare it to the tables above, it is the highest bonus for a 5 fold accumulator.

There is a maximum £200 bonus that will be paid out, per customer.


  • 21Bet Acca Bonus Details – 21% bonus when your teams are winning at halftime
  • New Customers – This offer is currently the best you can get when signing up

Get a 21% bonus on your football accumulator if all your selections are winning at halftime. Applies to the majority of leagues and competitions.  Just a minimum of three selections required, but each selection must be priced at 1.50 or greater.

The bonus is paid in cash with a maximum of £50 per customer.

2) The Best for Accumulator Insurance

When it comes to acca insurance, there are three clear leaders; William Hill, Paddy Power and Betfair. The two former bookmakers have an identical insurance service, so really they’re both as good as each other. However, Betfair with their ‘Acca Edge’ product pay refunds as cash, rather than free bets, which makes them a very good option too. We personally would be inclined to bet again, so would rather have the refund as a free bet, and slightly higher odds. All the details are below:


William Hill 145 45 px

  • William Hill Acca Insurance Details – Minimum 5 selections  & up to £20 refund per day
  • New customers – This offer is currently the best you can get when signing up

The requirements to be eligible for acca insurance with William Hill is to have at least five selections. Each selection in the accumulator must have odds of 1.2 (1/5) or greater. If you meet this requirement, and one selection lets you down, then you’ll receive a refund as a free bet, up to the value of £20. Last season the maximum refund per accumulator was £50, however, for the 2017/18 season, this has been changed to £20 per day.



  • Paddy Power Acca Insurance – Minimum 5 selections & up to £50 refund
  • New customers – This offer is currently the best you can get when signing up

The Paddy Power accumulator insurance is decent in that like many it has the requirement of at least five selections, but the insurance is much higher at £50. This will favour people who like higher stakes. Each selection has to have minimum odds of 1.2 (1/5) or greater.


Betfair Logo

  • Betfair Acca Insurance – Minimum 3 selections & refund paid as cash
  • New customers – This offer is currently the best you can get when signing up

Betfair have a very different acca insurance product versus all the other bookmakers with. What makes it different is rather than refunding you as a free bet, like everyone else does, Betfair will refund you with cash. All you need is a minimum of three selections, and on the betting slip, an option will appear for ‘Acca Edge’. Once you tick it, Betfair will give you a price for your accumulator with the enhancement of insurance. The one drawback is that the odds will reduce slightly. This depends on the number of selections and odds, but if you’d rather have your refund as cash then Betfair is the right option for you.


Ladbrokes Logo

  • Ladbrokes Acca Insurance Details – Minimum 5 selections & up to £25 refund
  • New customers – This offer is currently the best you can get when signing up

To be eligible for insurance on your Ladbrokes accumulator, it must have a minimum of five selections. There are no requirements about the minimum odds each selection or the overall accumulator has to have. The refund is issued as a free bet, up to the value of £25.



  • Betfred Acca Insurance Details – Minimum 5 selections & up to £10 refund
  • New customers – This offer is currently the best you can get when signing up

The Betfred acca insurance is middle of the road, with a requirement to have five selections, and each selection priced at 1.2 (1/5) or greater. There is a maximum refund of £10 which is issued as a free bet. Much like the William Hill offer, but with a lower potential refund. Last season it was a potential £25 refund, but for the 2017/18 season, it was reduced to £10 so be aware of that.



  • Bet Victor Acca Insurance  Details – Minimum 5 selections & up to £10 refund
  • New customers – This offer is currently the best you can get when signing up

Next up we have the Bet Victor acca insurance. While it also needs a minimum of five selection, the requirement for odds is a little different. Rather than each individual selection needing to have certain odds, with Bet Victor, it’s just the total accumulator needs to have cumulative odds of 5.00. The maximum refund you can earn is £10.


3) The Best for Editing your Accumulator In-Play

This is relatively new. Ladbrokes launched this ability in 2016, and Bet 365 followed up in 2017. What’s better than insurance? How about just removing all of your losing stakes in your football accumulator.  There are two bookmakers which offer this service, Ladbrokes and Bet 365.


Ladbrokes Logo

  • Ladbrokes ‘Edit My Acca’ – Available on all devices
  • New customers – This offer is currently the best you can get when signing up

Similar to insurance, if there is a losing selection in your accumulator, Ladbrokes allows you to simply remove it from the bet. Now, of course, this is not as good as it sounds otherwise you would win every weekend and Ladbrokes would have to close down.  Essentially when you remove one of the selections, your old bet is replaced with a new bet and the new selections. The odds of your accumulator will therefore change.



  • Bet365 ‘Edit Bet’ – Available on all devices

This was rolled out at the beginning of March 2017. Once you’ve placed your accumulator bet, ‘Edit bet’ is available when cash out is still available on your bet, and allows you to add or remove selections that have not yet been settled. It works the same as the Ladbrokes offer, in that the bet is replaced with new odds based on your new selection.


4) The Best Football Accumulator Loyalty Schemes

We actually have an entire article dedicated to the best loyalty bonuses for existing customers, but we will give you a summary here.

In terms of bang for your buck, Betway will reward you the most for

  • Betway – Bet £25 or more on football accumulators each week and get £10 in free bets
  • Paddy Power – A free £10 bet each week when you bet £10 five times
  • Boylesports – Bet five x £5 accumulators and get a free £5 accumulator bet

One thing to bear in mind is that there are some great bonus and insurance offers listed in this article, but they do require cash to be used to activate them, rather than a free bet. So should you be awarded a free bet on one of these loyalty schemes, bear that in mind.

In Summary

We reckon Bet 365 is the best betting site for football accumulators at the present moment in time. When we place our football accumulator, we prefer to bet with longer odds and quite a few selections. Therefore, we’re less concerned about getting £2 or £5 back on a losing stake, and more interested in getting even bigger winnings. Because Bet 365 have the best bonus currently, that is who we recommend for football accumulators.